We understand the risk you face in the Dental Profession and are able to provide you with the protection you need. The convenience of having all your insurance with one carrier, one agent, and one policy, can help prevent costly gaps in your insurance coverage. Bramhall+Hitchen offers Cincinnati Insurance Company’s complete Dental Insurance program. For over 40 years Cincinnati Insurance Company has been protecting dentists with a top quality product and financial stability.

Call Bramhall + Hitchen and schedule an insurance checkup today. Its painless!

AVAILABLE COVERAGES

Dentists Package Policy

• Professional Liability (Written on occurrence form which is superior to claims-made coverage).
• Business Liability.
• Property.
• Business Personal Property.
• Loss of Income.
• Business Auto.
• Workers Compensation.
• Commercial Umbrella (Includes coverage over Professional Liability).
• Employment Practices Liability.

Highlights of the program:

• 3 year dental package policy with rate lock.*
• Automatic 25% credit after 3 loss free years.
• Applies a recent graduate credit to reduce your premium if you are a new dentist.
• Professional Liability written on "Occurrence Basis" a superior coverage advantage versus "claims-made" coverage.
• One time charge for full prior acts coverage.
• Pure consent: Dentist written consent required to settle professional liability claims.
• No blackmail or arbitration clause.
• Includes coverage for your corporation or partnership, employed and independent contractor hygienists and dental assistants, at no additional charge separate limits of insurance give each person full protection.
• All policies with one carrier helping prevent costly gaps in your insurance coverage.
• High limits available.
• Locum Tenens available to cover substitute dentists, at no additional premium charge.
• Automatically includes coverage for Department of Professional Regulation (DPR) defense expenses up to $25,000. You pay no additional premium charge.
• Covers your loss of income for up to $500 per day for time off work to attend a DPR hearing.
• Covers your loss of income up to $500 per day and expenses you incur, at our request for your assistance in investigating or defending a claim.
• Automatically includes medical waste defense reimbursement at no additional charge for up to $50,000.